I doubt that this little trick will make you a millionaire anytime soon but it is something I used to do to some advantage.
When I used to write personal checks for things, I would always inflate the amount of the check when I entered it into my check register.
For example, if I wrote a check for One Dollar, I would enter $1.25 or $1.50 into the check register.
After doing this for about a year, I discovered that I had accumulated just about Seven Hundred extra dollars in my checking account,. In Ten years that amount amounted to Seven Thousand dollars.
The amount always varied, depending on the value that I would add to the check register.
It is hard to balance your checkbook using this method but when you get that last bank statement at the end of the month or the year, as the case may be, I always was able to see the difference between what the bank said I had and what my bank book said I had …and by doing this, I also never overdrafted my bank account.
I am not suggesting that other people do this, but it does work for me. (It did work for me.) I don’t have to do it anymore because I never worry about money any more.